A survey by Lloyds Bank has found consumer confidence at its most positive level in over three years. Its Spending Power report said its measure of consumer sentiment reached 136 points in March, which is a new series high since their records began in November 2010. An overall balance of 5% more people think they will have more money to spend on discretionary items in the next six months rather than less, up from a 2% balance in February and minus 9% a year ago.